ANALISIS YURIDIS TANGGUNG JAWAB HUKUM PLATFORM FINTECH ATAS PENYALAHGUNAAN DATA DAN PENCAIRAN DANA PINJAMAN ONLINE TANPA IZIN DALAM PERSPEKTIF UU ITE. Causa: Jurnal Hukum dan Kewarganegaraan, [S. l.], v. 16, n. 2, p. 3001–3010, 2025. Disponível em: https://cibjournal.com/index.php/causa/article/view/5009. Acesso em: 2 oct. 2026.