“ANALISIS YURIDIS TANGGUNG JAWAB HUKUM PLATFORM FINTECH ATAS PENYALAHGUNAAN DATA DAN PENCAIRAN DANA PINJAMAN ONLINE TANPA IZIN DALAM PERSPEKTIF UU ITE”, Causa, vol. 16, no. 2, pp. 3001–3010, Dec. 2025, Accessed: Oct. 02, 2026. [Online]. Available: https://cibjournal.com/index.php/causa/article/view/5009