“CRIMINAL LIABILITY OF ONLINE LOAN JOCKEY SERVICE PROVIDERS: A LEGAL ANALYSIS UNDER INDONESIAN POSITIVE LAW”. Causa: Jurnal Hukum dan Kewarganegaraan 16, no. 3 (January 22, 2026): 1591–1600. Accessed October 2, 2026. https://cibjournal.com/index.php/causa/article/view/7024.