EFEKTIVITAS AL-MUDHARABAH DALAM PEMBIAYAAN UMKM DI BANK SYARIAH. Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi, [S. l.], v. 24, n. 11, p. 1701–1710, 2025. Disponível em: https://cibjournal.com/index.php/musytari/article/view/930. Acesso em: 2 oct. 2026.