IMPLEMENTASI NILAI WAKTU UANG DALAM LAYANAN PAYLATER: STUDI KASUS E-COMMERCE INDONESIA. Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi, [S. l.], v. 24, n. 12, p. 81–90, 2025. Disponível em: https://cibjournal.com/index.php/musytari/article/view/1018. Acesso em: 2 oct. 2026.