DESCRIPTIVE STUDY ON BUDGETING THE EFFICIENCY OF CLOUD KITCHEN  MSMES IN FACING SYSTEMIC RISKS. Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi, [S. l.], v. 24, n. 12, p. 3211–3220, 2025. Disponível em: https://cibjournal.com/index.php/musytari/article/view/2465. Acesso em: 3 oct. 2026.