DIGITAL PAYMENT ECOSYSTEM: PERAN GEN-Z DALAM MODERNISASI SISTEM PEMBAYARAN UMKM DI RETEH. Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi, [S. l.], v. 25, n. 1, p. 551–560, 2025. Disponível em: https://cibjournal.com/index.php/musytari/article/view/2797. Acesso em: 3 oct. 2026.