“STRATEGI MITIGASI RISIKO PEMBIAYAAN MURABAHAH PADA BTN SYARIAH MALANG ANALISIS 5 C (CHARACTER, CAPACITY, CAPITAL, COLLATERAL, CONDITION)”. Musytari : Jurnal Manajemen, Akuntansi, Dan Ekonomi, vol. 25, no. 2, Jan. 2026, pp. 1031-40, https://cibjournal.com/index.php/musytari/article/view/5728.