PENGARUH CAPITAL ADEQUACY RATIO (CAR), LOAN TO DEPOSIT RATIO (LDR) DAN NON PERFORMING LOAN (NPL) TERHADAP RETURN ON ASSET (ROA) PADA BANK UMUM YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2021-2024. Musytari [Internet]. 2026 Jan. 17 [cited 2026 Oct. 2];25(2):3031-40. Available from: https://cibjournal.com/index.php/musytari/article/view/6730