ANALISIS KEDUDUKAN DAN DAMPAK KEPAILITAN TERHADAP DEBITOR PERORANGAN: TINJAUAN ATAS UNDANG-UNDANG NOMOR 37 TAHUN 2004 DAN UU PERSEROAN TERBATAS

Authors
  • Aliyah Marsanti Aliyah Marsanti

    Universitas Tarumanagara
    Author
  • Urbanisasi

    Author
Keywords:
Bankruptcy, PKPU, Limited Liability Company, Individual Debtor, Legal Impact, Legal Protection, Socio-Economic Impact.
Abstract
This study aims to analyze the legal, social, and economic impacts arising from the imposition of bankruptcy decisions on individuals (individuals), both as independent legal subjects and as managers of legal entities, based on Law Number 37 of 2004 concerning Bankruptcy and Suspension of Debt Payment Obligations (PKPU) and Article 93 paragraph (1) of Law Number 40 of 2007 concerning Limited Liability Companies (PT Law). In practice, bankruptcy does not only apply to legal entities or companies, but can also be imposed on individuals who are unable to fulfill their debt obligations. The imposition of bankruptcy status on individuals has wide-ranging consequences, not only on assets, but also on legal standing, social reputation, and civil rights attached to them.
Based on Article 93 paragraph (1) of the PT Law, a director who is declared bankrupt is prohibited from holding office again for five years from the date the bankruptcy decision is pronounced, which indicates a limitation of professional rights as a legal consequence of bankruptcy. The research method used in this study is normative juridical with a statutory and conceptual approach. The results of the study indicate that the PKPU mechanism as a means of debt restructuring is often ineffective for individual debtors due to limited understanding and access to legal assistance. Therefore, it is necessary to update bankruptcy law that is more humane and adaptive to the protection needs of individual debtors, as well as reaffirm the limits of legal responsibility between individuals and legal entities in the context of bankruptcy.
References

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Published
2025-11-30
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Articles

How to Cite

ANALISIS KEDUDUKAN DAN DAMPAK KEPAILITAN TERHADAP DEBITOR PERORANGAN: TINJAUAN ATAS UNDANG-UNDANG NOMOR 37 TAHUN 2004 DAN UU PERSEROAN TERBATAS. (2025). Causa: Jurnal Hukum Dan Kewarganegaraan, 16(1), 2231-2240. https://cibjournal.com/index.php/causa/article/view/2058

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