PENGARUH PENERAPAN FINTECH, JARINGAN ALUMNI, DAN INOVASI HARGA DINAMIS TERHADAP EFISIENSI OPERASIONAL UMKM DI SEKTOR E-COMMERCE. Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi, [S. l.], v. 25, n. 2, p. 2571–2580, 2026. Disponível em: https://cibjournal.com/index.php/musytari/article/view/6527. Acesso em: 3 oct. 2026.