“DAMPAK KEBIJAKAN OJK TERBARU TERHADAP PENERAPAN MANAJEMEN RISIKO PEMBIAYAAN MUSYARAKAH (STUDI KASUS: BANK SYARIAH INDONESIA 2023–2024)”, Musytari, vol. 25, no. 1, pp. 3311–3320, Dec. 2025, Accessed: Oct. 03, 2026. [Online]. Available: https://cibjournal.com/index.php/musytari/article/view/4010